Terms of Service

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website of St Fe Builders LLC ("we," "us," or "our") at stfebuilders.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

St Fe Builders LLC is a direct business lender offering financial products and services including equipment loans, working capital, growth financing, and business term loans. Information provided on this website is for general informational purposes and does not constitute a loan offer or commitment to lend.

3. Eligibility

Our services are intended for business entities and individuals who are at least 18 years of age and legally authorized to enter into binding agreements. By using our services, you represent that you meet these requirements.

4. Use of Website

You agree to use this website only for lawful purposes and in accordance with these Terms. You agree not to:

5. SMS/Text Messaging Terms

By opting in to receive SMS messages from St Fe Builders LLC, you agree that we may send text messages to the phone number you provide using an automatic telephone dialing system (ATDS). These messages may include information related to our lending services, application updates, and promotional communications.

Message Frequency: Message frequency varies. You may receive up to 5 messages per month.

Message and Data Rates: Standard message and data rates may apply.

Opt-Out: You may opt out at any time by replying STOP to any SMS message. You will receive a confirmation message and no further texts will be sent.

Help: Reply HELP to any message for assistance, or email us at tomas@stfebuilders.com.

Consent is NOT a condition of purchase. You do not need to agree to receive SMS messages as a condition of purchasing any goods or services from St Fe Builders LLC.

No Mobile Data Sharing: We will not sell, rent, or share your mobile phone number or SMS-related information with third parties for their own marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of St Fe Builders LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, St Fe Builders LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or our services.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective when posted on this page. Your continued use of the website after changes are posted constitutes your acceptance of the updated terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us at:

St Fe Builders LLC
3345 Old Lost Mountain Rd
Powder Springs, GA 30127
Email: tomas@stfebuilders.com